Self Managed Super Funds (SMSF)

Unsure if a Self-Managed Super Fund (SMSF) is the right strategy for you? We specialise in guiding you through the complexities and opportunities of managing your retirement savings.

Gain control over your retirement strategy

An SMSF offers unique benefits such as direct property ownership, giving you greater control over your investment strategy and potential tax advantages. Navigating the responsibilities of an SMSF requires expertise. We help you assess whether establishing an SMSF aligns with your financial goals and risk tolerance. For existing SMSF owners, we offer comprehensive ongoing support to optimize your fund’s performance and compliance.

From initial setup and investment strategy formulation to ongoing management and compliance, we provide a full spectrum of SMSF services tailored to your needs.

Is an SMSF worth it?

A Self-Managed Super Fund (SMSF) can be a great option if you’re looking to maximise your retirement savings through strategic investments. However, you have to be willing to take on that responsibility and have a large enough balance for it to be beneficial due to the additional administration, accounting and annual auditing costs associated to ensure the SMSF remains compliant.

Generally speaking the minimum balance to establish an SMSF is $200,000. ASIC has removed the minimum balance requirements to establish an SMSF. However, research completed by the University of Adelaide found balances with less than $200,000 are likely to achieve considerably lower net returns compared with funds with balances of $200,000 or more.

Where we see an SMSF becoming beneficial

Business Owners looking to purchase their workspace, office, or commercial property. (Sole Purpose Test must be met)
Sophisticated property investors with balances over $500,000 looking to acquire direct property.
Experienced investors looking to manage their own money leading into retirement.

The industry and retail superannuation space in Australia has come along leaps and bounds over the past decade in terms of their product offerings. Investors have access to 90% of global asset classes through these platforms without the need to establish a Self Managed Super Fund.

“We were referred to Kerrod at Tenex Wealth by a business associate who said he is a genuine and quick moving professional and the best financial planner he could recommend. Since my husband and I have been working with Kerrod he has proven to be exactly what we were originally told and much more. When you work with Kerrod it is a refreshing experience to deal with a professional in his industry who is authentic in his actions, results driven, moves at speed and you can quickly relax and trust in. We are so grateful for what he has already put in place and facilitated for us and very excited for the realisation of our future financial goals. His guidance and ability to walk the walk daily has given us so much confidence that we have a secret weapon available to us, so that all our effort in our employment and businesses is directed in the right areas to ultimately improve our financial security and give us more time together as a family. “

Darren & Sophie

“I cannot recommend Kerrod and the team at Tenex Wealth highly enough! Kerrod is not only professional and knowledgeable but also genuinely cares about his clients and their financial well-being. He took the time to understand my wife’s and mine unique situation and goals, providing tailored advice that was easy to understand and implement. Kerrod’s attention to detail and thorough approach gave me complete confidence in my financial plan. Whether it was navigating complex financial strategies or simply answering my questions with patience and clarity, he was always approachable and reliable.”

Daniel & Makayla

“Kerrod has been incredible to deal with. He is knowledgeable, genuine, listened to us and very thorough for the 5-year plan. I would definitely recommend Tenex Wealth to others!”

Krystal & Jake

“Kerrod at Tenex Wealth is a 10/10. Despite sitting in an office most days one could say he really stands….. he’s an outstanding, understanding and upstanding bloke. Definitely recommend to anyone looking for a financial planner.”

Daniel & Rebecca

“I highly recommend Kerrod from Tenex Wealth. We have had an excellent experience, the process and communication along the way has been smooth and consistent. Kerrod has gone above our expectations and we are excited for our future outcomes. Best in the game.”

Matt & Janis

“The advice I received from Kerrod helped me understand my financial situation better and allowed me to start making an informed decision on starting my process towards retirement (earlier than I had first thought). With Kerrod’s help and guidance I feel confident in the decisions I’m taking and would recommend their services to anyone needing financial advice.”

Jon W

Self Managed Super Funds (SMSF)

Unsure if a Self-Managed Super Fund (SMSF) is the right strategy for you? We specialise in guiding you through the complexities and opportunities of managing your retirement savings.

Gain control over your retirement strategy

Is an SMSF worth it?

Where we see an SMSF becoming beneficial

Helping our clients make the most of their resources